It’s not the luck o’ the Irish that will get you good credit. If you are one of the many people across Georgia who have been turned down because of your credit, you’re not alone. Fixing a poor credit score is not easy and takes years to build. We know a couple of good tips that will help get you on your way:
Create a schedule: Know when your bills are due and write them out each month on a calendar that you keep on your fridge, or add them into your preferred online calendar so you’ll get an alert. Either way, don’t forget to pay!
Know how much you need to pay: One trick to make sure you always have money in the bank is to map out when bills are due, but also when you get paid. This way you’ll know how much money from each paycheck you need in order to pay your bills on time.
Create a budget: Once you know when you need to pay your bills and how much money you’ll need to set aside for these bills, you can start building out a budget. First, budget your bills, then what you have left should go toward necessities like groceries. Don’t forget to add some cash to your savings!
Know your credit score: Everyone is entitled to know their credit score. Check out Credit Karma, com or Quizzle for your free report. Know your score before signing up for a loan, and be informed.
Practice, practice, practice: This is the hardest step. Being disciplined and sticking to the schedule and budget you’ve laid out is the hardest part. At the end of the day, it’s on you to start building good credit and establishing a record of paying your bills on time. Why not make today the day you get back on track?
With a little luck and some planning, you can be on our way to financial freedom. Call us today at 1-800-639-3325 and see how 1800NewDeal can help you!
It’s finally starting to look—and feel—like fall. Between football tailgating and festive decorating, the seasonal expenses are just starting to come in. With those on top of regular monthly bills, it’s hard to find a way to cover it all. But there are plenty of things to do to save a little bit extra cash, just before the major holidays arrive.
DIY! From autumn decorations to Halloween costumes, jump on Pinterest and DIY blogs for low-cost and creative ideas to spice up your home décor. It’s amazing what can be “upcycled” from the dollar store or even things just laying around the house. Craft projects are also a great creativity builder for kids to help with too!
Coupons! Clipping coupons may seem like a thing of the past, but savings aren’t if you’ve got a smartphone. Most major grocery and box stores have mobile apps to select weekly deals. Spend a few minutes picking out your favorites now and then just scan your phone the next time you’re in line stocking up for a tailgate party and watch the dollars roll off!
Trade! This one is more for the women…clothing exchange parties are now trending as a fun, and functional, social event. Fall to most women means new clothes, and a new coat, boots and accessories are essential—but they just have to be new…to you! Bulkier items like coats and purses are typically low wear-and-tear and perfect for swapping. So have your girlfriends over, trade looks and rock your new faves all autumn long!
There may be some common misconceptions about title loans versus title pawns. We are here to clear everything up. 1800NewDeal helps customers out of existing title pawns and into title loans. Know the facts before you make the mistake of entering a title pawn. Title pawn companies often charge up to 300% interest. So, while you may be making hundreds of dollars in payments, you aren’t actually paying back the principle and the payments seem never ending. Don’t fall into the title pawn trap. Instead, come to 1800NewDeal and take out a title loan. If you have already pawned your title, don’t worry! It’s never too late to create your New Deal Moment. Call 1800NewDeal today and we can get you into Title Pawn Freedom by paying off your title pawn and converting it into an installment loan. Doing this may save you a lot of money and help you rest easy. Don’t be fooled by the guys offering easy cash in 30 minutes or less with:
No credit check
Up to $10,000
They even say you get to keep your car. However, as soon as you miss one payment your rates may go up and you could lose your car. We have met customers who, even after months of payments, had only paid back $50 of the initial amount. Don’t get trapped by title pawns, review our easy application process today online and save!
The kids have been back to school for a few weeks now, all those new clothes and school supplies bills are rolling in—hard to remember spending that much! On top of that, Labor Day weekend is just around the corner and it may be the last chance for a family vacation before the holidays. We get it. We know it can be stressful balancing the everyday necessities and quality family time with several financial obligations on your mind, especially if you’re trying to keep up with unrealistic title pawn payments. We’re here to help. Now is a great time to have a little extra Fall spending money—we can get you out of your high-interest title pawn and into a title loan with a New Deal. You’ll have lower payments, payoff your loan faster and save in the long run. Now doesn’t that sound like the nice start of a long and relaxing weekend? Call or visit us today!
Mark’s story is one we see all too often at 1800NewDeal. He’s simply a hard working guy, like you and me, who got down on his luck. But things went from bad to worse when he got a title pawn. The interest payments were outrageous and Mark found himself falling further and further behind. As the debt kept getting deeper, Mark knew he was trapped — and in way over his head. He needed a New Deal, and he needed it fast. One call to 1800NewDeal and he found exactly what he needed — freedom, in a snap. We could feel his sense of relieve over the phone. As he put it, “just like that, it was all good again.” If you or someone you know is trapped in a title pawn, it’s time for a New Deal. Call or visit us at 1800NewDeal today.
Sometimes life can seem so unfair. It certainly felt that way for Ricky. Newly divorced, between attorney fees, the child support and his new home, he was flat broke. Even though he never missed a day of work, he couldn’t seem to make ends meet — so he turned to a title pawn. He knew from the start that it wasn’t a good idea, but he had no idea just how bad it was until he was trapped. The title pawn was charging him 150% interest. Ouch. One call to 1800NewDeal and he found freedom. Within an hour, we had set him up with a real loan and payments he could afford. When we saved him from paying 150% interest, he said it felt like winning the lottery! It felt pretty good on our end too. If you’ve made the same mistake as Ricky and find yourself stuck in a title pawn, it’s time for your New Deal. Give us a call, or visit us today at 1800NewDeal.
We see all sorts of emotions here at 1800NewDeal. From laughter to tears to hugs and high fives, we’ve seen it all. Trish is a good example. She was so overwhelmed with her title pawn…she had been working hard and making payments for years and what she owed had only gone down by $50 dollars. All her money was just going to pay interest only. One stop into 1800NewDeal and everything changed. Not only did we immediately lower her payments, when she realized we could save her money, well, that’s when the water works started. They were tears of relief…big, happy tears, as she called them. It’s a good thing we keep extra boxes of tissues around here. She still gets misty when she thinks about the moment she got her New Deal. Is it time for you to get a New Deal? Stop by or give 1800NewDeal a call today so you can have your New Deal Moment.